Create a Free UPI Payment
Create unlimited professional UPI Payments - completely free.
Design QR codes with logo, colors & shapes Unlimited scanning and never expire
➽ Download in SVG, JPG, PNG and WEBP formats.
Create professional QR codes for websites, WiFi, contacts, payments and more for free. 16+ types available - with logo, colours and all formats. No account required!
💡 Tip: Always test your QR code
Always test your QR code before printing or downloading it by scanning it with your smartphone camera. Check if the correct information is displayed. This way you prevent errors and extra work afterwards.
What is a UPI QR code?
A UPI QR code is a scannable code that enables instant payments via India's Unified Payments Interface (UPI). Customers scan with PhonePe, Google Pay, Paytm or other UPI apps and pay directly from their Indian bank account - processed within seconds, available 24/7.
Perfect for businesses wanting to reach the Indian market. UPI is the most used payment system in India with 500+ million active users processing billions of transactions per month. Almost free (no fees for receivers), instant settlement, and works on all smartphones. India is the world's fastest-growing digital economy - UPI is essential for success there.
How do you create a UPI payment QR code?
In 3 steps you tap into the massive Indian market:
1. Enter UPI ID
Fill in your UPI ID (Virtual Payment Address) - format: username@bankapp. For example: john@paytm, name@googlepay, or business@phonepe. This is linked to your Indian bank account.
2. Set amount (optional)
Add a fixed amount in Indian rupees (₹) for products/services, or leave empty so customers can enter amount themselves (for donations/variable payments).
3. Instant Indian payments
Customers scan with their UPI app and pay directly - money is in your Indian bank account within seconds, 24/7!
Benefits of UPI payments
- ✅ Instant settlement - Money in your account within seconds, not days like bank transfers
- ✅ Almost free - No fees for receivers, often <₹1 for payers - much cheaper than credit cards
- ✅ Massive market - 500+ million UPI users in India, 1.4 billion potential customers
- ✅ 24/7 available - Always works, even weekends and Indian holidays
- ✅ Safe & reliable - Government-backed system, used by all major banks
- ✅ No extra hardware - Works with smartphone, no expensive POS terminals needed
🇮🇳 Why the Indian market is huge
📊 Massive market
1.4 billion inhabitants - the world's largest market for digital payments. More than Europe and US combined. World's fastest-growing middle class.
⚡ Ultra-fast payments
UPI payments are processed within seconds - 24/7, even on weekends and holidays. No waiting times like with traditional bank transfers (2-5 days).
💰 Extremely low costs
UPI transactions cost almost nothing (<₹1 for payer, often free for receiver) - perfect for small amounts, micro-payments and high-volume e-commerce.
📱 Mobile-first generation
750+ million smartphone users in India. Indians do everything via smartphone - UPI is their standard payment method, more popular than credit cards.
💼 Perfect for:
🛒 E-commerce to India
Webshops, digital products, dropshipping - reach the world's fastest-growing online market. UPI is mandatory for success in India.
💻 Software & SaaS
Apps, tools, subscriptions, API services - Indian tech professionals (world's largest IT workforce) gladly pay via UPI.
🎓 Online education & courses
E-learning, coaching, training, webinars - India has enormous demand for skill development and online education platforms.
🤝 Freelance & remote services
Design, development, consultancy, virtual assistance - receive payments from Indian clients (world's largest freelance market).
🎮 Gaming & entertainment
Mobile games, streaming, digital content - India is top 5 gaming market, UPI is preferred payment for in-app purchases.
🎗️ Donations & NGOs
Good causes, crowdfunding, charity - Indians gladly donate via trusted UPI, much higher conversion than international payment methods.
❓ Frequently asked questions about UPI QR codes
What happens when someone scans my UPI QR code? ▼
Do I need an Indian bank account for UPI payments? ▼
Which UPI apps are most popular in India? ▼
How much do UPI transactions cost? ▼
What's the difference between UPI ID and UPI QR code? ▼
Can I change my UPI ID later in the QR code? ▼
Is UPI safe for payments? ▼
💡 Pro tips for UPI QR codes
Correct UPI ID format: Double-check your UPI ID - format is username@bankapp. Examples: john@paytm, name@googlepay, business@phonepe. Case-sensitive!
Use rupees: ALWAYS indicate amounts in Indian rupees (₹), NEVER in euros or dollars. UPI does not accept foreign currency.
Test with small amount: Do ₹10 test payment to yourself before making QR code public. Check if payment arrives instantly.
Business UPI ID: For business use: create dedicated business UPI ID via Paytm for Business, Razorpay, or Google Pay for Business.
Leverage 24/7 advantage: UPI always works - perfect for e-commerce, no "banking hours" limitations like traditional banks.
📱 Popular UPI apps in India
📞 PhonePe (45%+ market)
Market leader, Walmart-owned, 450M+ users. Most used app in semi-urban/rural areas.
🌐 Google Pay (35%+ market)
Google's UPI app, popular with young urban professionals, simple interface.
💳 Paytm (15%+ market)
Original digital wallet pioneer (2010), now full-service fintech with UPI.
📦 Amazon Pay + BHIM
Amazon's UPI for e-commerce. BHIM = government's official UPI app.
📊 India: The opportunity
- 👥 1.4 billion inhabitants - world's largest market
- 📱 750+ million smartphone users (growing by 100M/year)
- 💳 500+ million active UPI users (50%+ annual growth)
- ⚡ 10+ billion transactions/month via UPI ($200B+ value)
- 📈 Fastest-growing digital economy worldwide
- 💼 Largest IT workforce - tech-savvy population
🔗 Other regional payment QR codes
✨ Ready for the Indian market?
UPI QR codes open the door to the world's largest and fastest-growing digital market. Instant payments, almost free, 500+ million users!
Perfect for e-commerce, SaaS, online education and freelance services. Tap into the India opportunity and start now!